>It is very small. I will zip it and email it to you right now.
>
>Thank you for your help.

Hi Dmitry,

There're 3 extra bytes (0xEFBBBF) at the beginning of the XML string. They're called a byte order mark (BOM), part of the unicode standard. See http://www.unicode.org/unicode/faq/utf_bom.html#BOM for details. The bytes 0xEFBBBF denote the BOM in UTF-8. I don't know why XmlAdapter recognizes BOM in the file but not in the string. The workaround is easy.

oXml = CREATEOBJECT("XMLAdapter")
*IF lcXml = CHR(0xEF) + CHR(0xBB) + CHR(0xBF)
IF lcXml = 0hEFBBBF   && VFP9
  oXml.LoadXML( SUBSTR(lcXml,4))
ELSE
  oXml.LoadXML( lcXml)
ENDIF