Dear Marcia,

Thank you very much for your reply. For me it is a big pleasure to read your and Andy's articles in FoxTalk. I am waiting every new volume with grate interest.

I did not think before about this side of business - risk which agencies take in case of problem with payments from the customers.

Thank you very much again and I have now a lot of new information for thinking about.


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>However, our agency (and most of the agencies that we had heard about) never took more than 15% - 20%. This seems pretty fair to me considering the fact that the agencies take the risk of being out the money that they have paid the programmer if the client goes out of business or does not pay the bills for some reason.