>Yeah... and I'm not as good at this as I should be. Based on my current calcualations, I should be able to retire when I'm about 627 years old.

Victor;

Although I am nearing the age you have stated, I am still several light years from being able to afford to retire! My retirement benefit (social security, etc.) will not pay my rent. It gives me such a “warm feeling”. :)

Tom - In "Lovely Silicon Valley"!