Kevin,
If I were doing transaction stuff for a bank, I'm almost certain I'd want SPs- not least to centralize control over transactions in both senses of the word(!) where SNAFU could result in disaster. but I'm sure you're doing lots of batch stuff and mostly inserts rather than cycling edits... yeah, I'm sure SP makes a huge amount of sense.
Would that translate to an uncritical belief that SP is simply "the best"? I'd be ashamed if I allowed myself to think that way, and I can see you would too. Horses for Courses and all that.
"... They ne'er cared for us
yet: suffer us to famish, and their store-houses
crammed with grain; make edicts for usury, to
support usurers; repeal daily any wholesome act
established against the rich, and provide more
piercing statutes daily, to chain up and restrain
the poor. If the wars eat us not up, they will; and
there's all the love they bear us."
-- Shakespeare: Coriolanus, Act 1, scene 1
