>Does Windows NT need a Dial Adapter like Win 95?
>If so, I cannot find it.
You don't need to choose a Dial Adapter like Win95.
At first you should configure a settings of your modem (Control Panel->Modems)
Then install the RAS (Remote Access Service) for WinNT (Control Panel->NetWork).
See a RAS help file for more information.
Alexander.
Alex