>Paul,
>
>See if ypayloan help:
>www.foxite.com, downloads, Download ID: 22
>
>

Thanks for the link. Unfortunately, I need to include something like this for a commercial app (and I need something with source so it's easy to distribute). I ended up just writing something to do this this morning; it turned out to be easier than I expected (esp. since PAYMENT already gives me the payment amount; the derived formula for that isn't too bad either).