>I've been working for a hospital for the last 12 years.

That is a healthy stretch of time for an IT job imho.

>Now being married with a 1 year old, I really like my free time.

I think your 2 lines above are the crux of philosophical ponderings. Based on the little information in your posting, but most filtered through my own experiences I'd say DON'T QUIT YOUR DAY JOB!

I've been working out of an office in my home since we moved in here over 6 years ago. I can't tell you how many times I've had to quickly finish a business call because I heard echoing down the hall: "Daddy I'm done pooping!" Having said (written) that, I wouldn't trade the last few years for anything.

Your precious 1 year old will grow up faster than you can imagine and you won't want to miss special moments along the way. Wait a sec, I think I just made a case for leaving the hospital!

But hold on, my story takes a twist. I just recently lost a huge chunk of my largest customer's business. I've been losing sleep nightly worrying about how I can keep my business going while supporting a family of 5. The only pension I have is an RRSP I've been contributing to each pay.

I guess my point is that if the hours at the hospital aren't too crazy, stick with it so you can enjoy the quality time with your family. Here I'm assuming that the job is pretty stable and the benefits are good. Getting back into the "power hours" of the private sector (esp. IT) during this time of your child's life will kill a wonderful opportunity that may never come your way again.

I realize you said you aren't planning on leaving but you are dreaming a little right? ;)

Regards,
Ed