>>1. Some mornings when it is a little too cold my pc decides to reboot while I'm entering my password.
>>2. The 2nd time around, I enter the password and Windows "truncatingly" tells me something like "Your user account has been locked out. Contact your administrator..." (the message actually does get cut off).
>>3. The 3rd time around, the administrator login appears, I log in as admin, go to computer mgmt, unlock my normal user account.
>
>I wonder if it's time to rebuild the machine.

yeah... maybe with a different OS! :)