This works:

With loExcel.ReplaceFormat.Font
        .FontStyle = "Bold"
        .Size = 11
        .Name = 'Tahoma'       
    EndWith
	
	loExcel.Cells.Replace("TOTALS:", "TOTALS:", xlPart, xlByRows, .f., , .f., .t.)
	loExcel.application.WorkBooks(1).save()

Except that the only thing that is getting formatting is the TOTALS: word (not the whole row). Anyway, it's a step forward <g>