I went with this and it worked like a charm. Thanks!
>Use the STUFF command--
>
>
>lcTxtToInsert = " Some text to insert "
>lnNdx = 10
>REPLACE mytable.mymemo WITH STUFF(mytable.mymemo,lnNdx,0,lcTextToInsert)
>
>
>You have to determine the insertion point (lnNdx). The third parameter with a value of zero (0) on STUFF inserts the text; if a value (>0) is set then the text is replaced from start point.