This is my first attempt at using either BCP or Batch Insert. Can someone point me in the right direction?

My text file looks like this
xxxxxxxxxx/t:xxx...xxx/n: (yes tab and newline not literal /t:)

my SQL table looks like
sku1 char 18 not null
biblio Text not null
fname Char 25 not null
UID int identity not null

my format file looks like:
8.0
2
1 SQLCHAR 0 18 "/t:" 1 sku1 SQL_Latin1_General_CP1_CI_AS
2 SQLCHAR 4 0 "/t:/n:" 2 biblio SQL_Latin1_General_CP1_CI_AS

my command looks like:
bulk insert dbo.Annotation from 'd:\TEMP\annotations.txt'
WITH (
DATAFILETYPE = 'char',
fORMATFILE = 'D:\TEMP\ANNOTATIONS.FMT'
)

my error looks like:
Server: Msg 4866, Level 17, State 66, Line 1
Bulk Insert fails. Column is too long in the data file for row 1, column 1. Make sure the field terminator and row terminator are specified correctly.
Server: Msg 7399, Level 16, State 1, Line 1
OLE DB provider 'STREAM' reported an error. The provider did not give any information about the error.
The statement has been terminated.



Thanks

Glenn