>San Francisco has been an expensive place to live from about 1849. My family history and San Francisco interest me. I had a family member who lived in San Francisco just before the gold rush. There were about 5000 people in the “city” (as we call it).

Well Tom, I've noticed over time that you are a completely odd duck (for many reasons) but being a 'native' of California puts you near to top of the odd-list, doesn't it? Shouldn't 'native Californian' be cover by the Endangered Species Act? ;-)