>How do you know that? Usually it's only true for the first year of the policy.
I was about to ask the same, for not one week ago I signed a Life Insurance and the guy told us that after two years they are required by law to pay suicides, but I thought it was something from here and in US was different.
"The five senses obstruct or deform the apprehension of reality."
Jorge L. Borges?
"Premature optimization is the root of all evil in programming."
Donald Knuth, repeating C. A. R. Hoare
"To die for a religion is easier than to live it absolutely"
Jorge L. Borges