>>>That's how the system works. When doctors are considered a fair game, patients become fair game for doctors.
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>>I agree completely, except that I wouldn't call it a system. It's an industry, that's how they call themselves anyway.
>
>Of course it's a system, but it's a sink and has no output. It takes ill people as input and converts them into money for the doctors. Sometimes there's a bi-product - the odd well person gets output.

It's not a system. It's a bunch of sort-of-independent players. You can't find a single insurer that works in all parts of the country, and no matter how you get involved, YMMV. A system would have same properties no matter where you touch it.