>>>>It's not a system. It's a bunch of sort-of-independent players. You can't find a single insurer that works in all parts of the country, and no matter how you get involved, YMMV. A system would have same properties no matter where you touch it.
>>>
>>>polymorphism?
>>
>>It does have multiple heads... and I'm not sure they were sober when they designed the parent-parent-... class.
>
>It could be still better than DOS-based procedural code, though the latter was certainly uniformed, i.e. no objects at all.

Funny you should mention that - just this morning it dawned on me that DOS was even then what it means today: Denial Of Service :).