When I visit a doctor for the first time, I fill out a form and it is entered by a single clerk. Or I sit beside a clerk and he/she asks me questions and then types the answers. Sorry, I just didn't see anything 'real-world' in the example.Whatever. IME, planning consists of "preparing for the worst, not hoping for the best". I prefer to cater for such circumstances by default. We can agree to disagree.
"... They ne'er cared for us
yet: suffer us to famish, and their store-houses
crammed with grain; make edicts for usury, to
support usurers; repeal daily any wholesome act
established against the rich, and provide more
piercing statutes daily, to chain up and restrain
the poor. If the wars eat us not up, they will; and
there's all the love they bear us."
-- Shakespeare: Coriolanus, Act 1, scene 1