Martin, no it's not generalities ;-) and thanks to this great discussion I've altered my approach: if I were to move to NET today, I'd create data processes with change tracking plus an inbuilt pessimistic system that may be quiescent most of the time, or may be invoked most of the time, depending what the customer decides now or later. I'm now very happy about this, whereas I certainly wasn't before. Thanks for the assistance!
"... They ne'er cared for us
yet: suffer us to famish, and their store-houses
crammed with grain; make edicts for usury, to
support usurers; repeal daily any wholesome act
established against the rich, and provide more
piercing statutes daily, to chain up and restrain
the poor. If the wars eat us not up, they will; and
there's all the love they bear us."
-- Shakespeare: Coriolanus, Act 1, scene 1