Well, thanks to all the help I've gotten here, I see now how I can avoid both of them.

Thanks,

-Michelle



>I never work with either saved files (too often you find you missed entering some data, and it´s a bother including it in the saved files) or accumulated totals (if a record with a previous date is entered, the totals are wrong).
>
>I consistently use SQL SELECT sentences to calculate totals up to any date; since you don´t do it often, speed doesn´t matter much, and, much better, it can´t be wrong.
>
>There are techniques that allow both for SQL processing and precalculated totals, but they are more involved and, frankly, not needed unless you have serious performance requirements.