>Hi Terry
>
>>Getting rid of NAV altogether, BTW, is like trying to get rid of a verruca!
>
>LOL (I had to look up verruca to make me laugh)
I imagine that can be quite a problem during the Kumbha Mela! :-)
- Whoever said that women are the weaker sex never tried to wrest the bedclothes off one in the middle of the night
- Worry is the interest you pay, in advance, for a loan that you may never need to take out.