I would not disagree with you at all. But I've seen several post here where I basically read it as "I got my insurance. It was easy. There's no excuse for someone else to not have some".

>"Capitalism" is conventionally defined along economic terms such as the following:
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>An economic system in which the means of production and distribution are privately or corporately owned and development is proportionate to the accumulation and reinvestment of profits gained in a free market.
>Source: Dictionary.com
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>Or, if you prefer:
>Capitalism
>An economic system based on a free market, open competition, profit motive and private ownership of the means of production. Capitalism encourages private investment and business, compared to a government-controlled economy. Investors in these private companies (i.e. shareholders) also own the firms and are known as capitalists.
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>Notes:
>In such a system, individuals and firms have the right to own and use wealth to earn income and to sell and purchase labor for wages with little or no government control. The function of regulating the economy is then achieved mainly through the operation of market forces where prices and profit dictate where and how resources are used and allocated. The U.S. is a capitalistic system.
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>So no, this is not an example of "capitalism working at its finest" since the Insurance Industry is a closed market; there is no (real) competition, nor is there a 'supply/demand' loop in place (that whole "prices and profit" thing). Both of which are required for a capitalist system.
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>What we have in our Insurance Industry is a (relatively) small group making obscene profits at the expense of the larger group. I don't mind someone making a profit, I mind them making obscene profits.
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>>(You might have to register for the site, but it's free).
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>>One of the state's largest health insurers set goals and paid bonuses based in part on how many individual policyholders were dropped and how much money was saved.
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>>Woodland Hills-based Health Net Inc. avoided paying $35.5 million in medical expenses by rescinding about 1,600 policies between 2000 and 2006. During that period, it paid its senior analyst in charge of cancellations more than $20,000 in bonuses based in part on her meeting or exceeding annual targets for revoking policies, documents disclosed Thursday showed.
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>>Now I know according to the greedy, selfish among us this is just an example of capitalism working at it's finest. But I find it kind of disgusting how many lives have probably been ruined over this.
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>>http://www.latimes.com/business/la-fi-insure9nov09,0,4409342.story?coll=la-home-center