Sergey,
That's it! Thank you.
********************
Naomi,
when you have VFP at hand, please try it:
make report,
set DE to use home ()+"labels"
add one field for ckval
write in the format expression (you will find on page Format of the Field Properties form)

iif(readonly=.f., alltrim(transform(ckval, "@ 999,999,999.99")) + " + ", transform(ckva,"@ 999,999.99"))

I see only stars.

For timebeing I will use Sergey's elegant solution, easier for future maintenance anyhow.
Definitely good bye for today.
Koen