>>>>I rarely use chacks.
>>>>
>>>
>>>I don't think I've ever used a chack.<g> As a matter of fact, I'm pretty sure of it. And, I don't have a checkbook either. I pay with cash or credit card.
>>>
>>
>>I prefer not to pay cash to people who do work for me. I think paying by check increases the chances that taxes are paid. So I pay the cleaning woman by check and, in fact, have refused to hire cleaners who want to be paid in cash.
>>
>>I use cash in stores for small purchases, but that's about it. $100 in my pocket will usually last for months.
>>
>>Tamar
>
>My wife uses the checkbook too. I make the money and pay some of the bills via credit card. The others are either paid through direct deposit, or she writes the checks. She is moving toward the debit card more,but you are right some times you have to write a check. I'll leave that to her!<g>

I don't use debit cards, except for a prepaid debit for foreign travel. Even then, I use it primarily to get cash from a machine.

But I never pay with a debit card. Why would I give someone the money today, when I can use a credit card and pay it at the end of the month? (Yeah, I do actually know why this is better for some people. I'm not of them.)

I actually do still pay most bills by check, though the vast majority are printed by Quicken. The checkbook is used mostly for small, neighborhood things--the nail salon, the cleaning lady. When my kids were still at home, the piano teacher. Also, co-pays at the doctor's office. I'd rather write a check and have a record than pay cash for that.

Tamar