>there is enough blame to be spread around. There is the person who took the loan, knowing they couldn't afford it, the banks that knew these people couldn't afford it, and the democrats who wrote the law that made the lenders give up "red lining", a practice that screened out people who couldn't afford the loans.

Can't let that one go by. Redlining was a practice of not giving loans in certain neighborhoods, generally those occupied by minorities. (http://en.wikipedia.org/wiki/Redlining)

It was a loathsome practice and deserved to be outlawed.

Tamar