John, well done getting out in time. Of course "somebody" has to own the properties needed for people who aren't ready/willing/able to take responsibility for ownership. Perhaps it'll end up like parts of Europe where people expect to live out their lives in property owned by monarchy/nobility or firms whose medium-term spans a century or two and which don't need to borrow.
"... They ne'er cared for us
yet: suffer us to famish, and their store-houses
crammed with grain; make edicts for usury, to
support usurers; repeal daily any wholesome act
established against the rich, and provide more
piercing statutes daily, to chain up and restrain
the poor. If the wars eat us not up, they will; and
there's all the love they bear us."
-- Shakespeare: Coriolanus, Act 1, scene 1
