You may perceive the proposed bail-out as letting crooks off the hook. I prefer to focus on families being able to keep their homes or to find the funds for send Johnny to Med School. If we believe that our main task in life is to ensure that those who follow us have a better life, this crisis needs to be resolved even if the resolution allows a small number of greedy incompetents to get away with it. They always do, Dragan. The silver lining is that there will be legislation and value transfer to government that never would have been tolerated while the electorate was thoroughly enjoying the easy credit bubble.