>>That's a scary article.
>>
>>>http://www.bloomberg.com/apps/news?pid=20601170&refer=home&sid=amZxIbcjZISU
>
>Don't worry about Horn. She'll be all right, as will most of Pasadena, California-based IndyMac's 200,000-plus customers.
>
>That's because the FDIC, created in 1934, insures all accounts up to $100,000 at its member banks, and it has never failed to honor a claim. The people to worry about are U.S. taxpayers.
>
>If he mentioned it in the article, I missed it. On average, how long does it take the FDIC to honour a claim?

If you are concerned, you might want to read this:

http://www.pueblo.gsa.gov/cic_text/money/fdicins/10mistakes.htm

and you can check for unclaimed funds here:

http://www2.fdic.gov/funds/index.asp