>Sounds about right, DOW 8000 is my target
>
>>This morning on the Today show, CNBC's Jim Cramer said if you need cash in the next 5 years to pull it out of the stock market. If you can wait until after then, keep it in the market. He's predicting a 20% decline in the DOW.

I'm with you. We haven't come near the bottom yet. And then invest, invest, invest.

The put it under the mattress strategy I got from you -- thank you -- has done me very well this year. Nothing in stocks at all other than a couple of relatively small time funds. Which have lost money, of course, but not too horribly.