>Just scrapping by with $200K are you? Working on your autobiography?
>
>When you are getting close to 60 and planning for retirement, it isn't. When you have kids you are trying to put through college it isn't.

I suppose that is one way to look at it.

Another way is that sometimes when you spend a lot, you have a lot less than what you started with. But it doesn't change the fact that you started out with a statistically above average amount.