Nobody in the right mind would stop private insurance from operating. Point is to alow access to health services to those
who cannot afford insurance.

You misses my point. This is all well and good if youare laying on the floor having a heart attack or you just got hit by a bus. If it is life-threatening, they will take you to the hospital and patch you up immediately.However, you can have a condition that is not life threatening but is excruciatingly painful, and they will make you wait for years to have the problem resolved. I know this because it happened to both Andy and his mother. If they had not had private insurance, both of them would have had to suffer terrible pain for more than a year until the NHS could fix their medical problem.