>>How low can we go......
>
>Or how 'up' can we go ;
>
>Today received letter from the bank right here in Cyprus
>
>Dear Sir
>
>Due to global financial turmoil and ....blah... we hereby inform you that interest rates as from now on are ...
>
>All accounts/loans were hit. Big increases on rates. Will access the damage at the end of the month when new installments
>are due.
>
>Thank you Mr Greenspan

So, Greenspan is somehow responsible for you taken interest-adjustable mortgage in a Cyprus-based bank? What rate do you pay now?