>In case you're wondering, the girls and I do have health insurance, paid for out of my pocket. It costs about $400 a month, which is $400 more than I am making at the moment. I am happier paying it, even though we hardly use it, because this way I can sleep at night. For a while we had no coverage and I passed more than one 3 a.m. worrying what would happen if some catastrophic medical situation arose.

Health insurange should be pay by employers. We don't pay money for that there. I can go any public hospital or %95 of private hospitals (at private hospitals I should be pay a bit money).

Just if you want to a really speacial health insurange you pay money there. Some employers pay that too...