>Obviously, I didn't refer to Free Loan program. However, if you mention it again; as long as this program has eligibility criteria assuming certain application process, it cannot be posed as an example of anonymous charity where both sides are unknown.

Actually, it can, since the people who donate the money are not (necessarily) the ones who process the applications. Donors give money to a fund; the fund gives loans to recipients whose anonymity is protected.

Tamar