Would you do it if you run your own business and throw your own money?Would I borrow money to lend out at higher interest than it costs me? That's what banks are supposed to do. Shame the bankers screwed up and forced Government to clean up, but there you are.
The basic issue that I see with your ideas is that you seemingly believe that wealth is measured by amount of money printed by government and thrown to appropriate target.Where on earth did you get that? You suggested elsewhere that discussions go sour if people start inventing straw-man positions. On that we agree.
"... They ne'er cared for us
yet: suffer us to famish, and their store-houses
crammed with grain; make edicts for usury, to
support usurers; repeal daily any wholesome act
established against the rich, and provide more
piercing statutes daily, to chain up and restrain
the poor. If the wars eat us not up, they will; and
there's all the love they bear us."
-- Shakespeare: Coriolanus, Act 1, scene 1