>Jake, up to 80% of the shonky mortgages were written by firms or associates
that never were subject to close Federal supervision. Clearly something caused them to change their behavior. What?
F/F were buying.
Wine is sunlight, held together by water - Galileo Galilei
Un jour sans vin est comme un jour sans soleil - Louis Pasteur
Water separates the people of the world; wine unites them - anonymous
Wine is the most civilized thing in the world - Ernest Hemingway
Wine makes daily living easier, less hurried, with fewer tensions and more tolerance - Benjamin Franklin
