>You don't want a cash back. That's you giving a free loan to the seller, which they don't return in 50-90% cases (depending on each seller's sales department; so far HP is the worst, ColdFusion (or whoever they are now), Office Depot the best).

Rebates may be like that, but a cash back credit card isn't. I pay the same price whether I use the card or cash. Once a year, my credit card company gives me a great big credit based on how much I charged in the last year.

Tamar