>>>I don't know if this applies in the states but here if you but anything over £100 and you have a dispute over the goods the credit card company have to stand the loss. This sometimes shows up when people have booked flights or holidays which then don't happen for reasons outside their control (for instance the airline going bust). People how have paid by debit card lose their money as they are an unsecured creditor, people who used credit cards don't lose anything.
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>>As Mike said, the law is different here, but we do have some protections on credit cards. The big one is that if your card is stolen, as long as you notify the company in a timely way, you're liable for very little. (I think it's $50.)
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>>In addition, some credit card companies (notably American Express) offer additional warranties and insurance and so forth. I think when I rent a card using my AmEx, they give me insurance beyond my existing auto insurance, for example.
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>>Tamar
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>AFAIK, it is $50 for credit and $500 for debit cards. It forces companies to pay attention to possible frauds.
>My credit card provides me with additional warranty on any registered purchase by doubling manufacturer warranty term. To be honest it never worked. Damn things either get broken right away or serve much longer than expected. That's why I never buy additional warranty in stores; my credit card policy serves as an excuse.

I have always figured if an extended warranty was such a good deal for me they wouldn't try so hard to sell it to me.