I would disagree with your interpretation of her "I assumed it was going toward the mortgage". I think she meant that she assumed that the landlord was using her rent to pay (or help pay) his/her mortgage on the property, not that she herself was paying the mortgage.
>
>I think the tenants biggest mistake was that she ASSUMED she was actually investing in the eventual ownership of the house and put down a lot of money.
>I don't how she got that assumption, but it's gonna cost her big money.
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>I still feel bad for her.
"You don't manage people. You manage things - people you lead" Adm. Grace Hopper
Pflugerville, between a Rock and a Weird Place