True, but I should not be paying for those who do not have it or forced to take lesser value so other can have more and not have to pay for it.

And yes I do pay for as illegal immigrants and uninsured flood our healthcare facilities.

What is the point of getting to live here and work very hard ( get an education, give up things, and work long hours ) toward a dream ( unlike the ability in most other places ) and be forced to pay for those who do not want to or are not here legally? That is called socialism and this country was not funded as a socialist experiment.