>>>Number of people treated by beer and considering it important greatly exceeds those having life-threatening breathing problems. Will you not treat yourself for serious heart beating irregularities because it is expensive? You will and if you don't have money then government help is already available. Please, note that I don't ask about optional procedures mentioned in your message. Catastrophic insurance should not cover these luxuries.
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>>People will, and do, put off going to see a doctor when they're unemployed and unable to meet COBRA payments. It may not be serious when the symptoms start, but left untreated, it can become serious.
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>Everything can become serious. Lack of beer may cause bunch of inconveniences, going to depression and then to even more serious medical situations.
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>>Where is this government help you speak of? Approximately 60% of bankruptcies are caused by medical problems.
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>Government help goes exactly together with bankruptcy, i.e. one applied for it is already enrolled to medicaid.
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SNIP

Are you stating that everyone who declares bankruptcy is enrolled (or will be) in medicaid? If so, you are WRONG.