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03/08/2009 22:29:22
John Ryan
Captain-Cooker Appreciation Society
Taumata Whakatangi ..., Nouvelle Zélande
 
 
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03/08/2009 21:35:20
Information générale
Forum:
Politics
Catégorie:
Autre
Divers
Thread ID:
01415915
Message ID:
01416011
Vues:
55
It is assuming that if the employer did not have to contribute that amount to the premium, that that same amount would be realized in the employees salary which is not true. It would stay in the employer's pocket.

Most economists regard employer contributions as an employee burden in the end. But then they also report that these benefits are a competitive disadvantage for US firms compared to overseas firms and (for example) claim that healthcare benefits add $1500 to the price of a car which cannot be true if they are deducted from salaries. They can't have it both ways. ;-)

It is certain that these costs are rising as a % of employee costs with experts confirming that middle earners already are seeing reduced quality of life issues with all but the highest percentiles joining that boat in coming years. Also it is reported that employers are buying cheaper plans by limiting choice and increasing co-pays which definitely transfers burden to employees. And we haven't started talking about the previously productive employees who lost their jobs in the recession.
"... They ne'er cared for us
yet: suffer us to famish, and their store-houses
crammed with grain; make edicts for usury, to
support usurers; repeal daily any wholesome act
established against the rich, and provide more
piercing statutes daily, to chain up and restrain
the poor. If the wars eat us not up, they will; and
there's all the love they bear us.
"
-- Shakespeare: Coriolanus, Act 1, scene 1
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