Once again the key word is forced. If he chooses to only have catastrophic care and comes down with something not covered, that's his problem. If he doesn't then that's his benefit. Why should he be forced into an insurance plan he does not want or feel he needs?

>>The key word here is forced. This is a free country, yes? Health care is not a right. If it was in the Constitution it wound be worded like the other rights, ie the State will make no restriction upon the individual's access to health care. Rights are not forced actions, which providing health care would entail.
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>>Let me try another example.
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>>I have a friend who is 35, single, Catholic, a personal trainer and one of the healthiest people I know. He only carries catastrophic insurance. Why should he subsidize the health care of another friend of mine whom he cannot stand because she smokes, eats fast food 3 times a week, has diabetes, smokes marijuana, drinks daily and has had 3 abortions.
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>Because next week he can be diagnosed with a severe condition that in the end will leave him either disabled or kill him. He needs expensive medications and does not have any insurance that covers this. Your friend will permenently disabled at age 38 and die at age 40. With the proper treatment and health insurance coverage he would have been able to reach his retirement.
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>Farfetched?
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>Let me tell me, that THIS EXACTLY HAPPENED TO ME !!
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>I was diagnosed at age 35 of a serious non-cancerous medical condition that in the end will either permanently disable me or worse kill me in my early 40-ties. I needed treatment. Two types of treatment are available one with surgery, one with radiation. The one with surgery is very risky, the one with radiation less so but as effective. In my search on the internet I stumbled accross multiple fellow patients with the exact same condition.
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>Oh boy, you americans are not as lucky as I am. First of all, if you're not insured... good luck.... you won't get old, because you won't get (preventive) treatment until you're really sick. If you have insurance, you encounter all kinds of restrictions depending on the insurance. A bunch of them don't cover the radiation, while a lot cheaper and less risky, so you're forced into surgery.
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>Costs in the US? a six figure number. Here at my place some 5 digit number. The treatment here was cheaper (factor 5), more flexible and quality wise in par with the best medical centres in the US. BTW there are really bad places in the US to get this type of treatment, but your insurance might force it upon you. Oh yeah the waiting list. Nope... not really a problem here 4 weeks.
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>I did not have to pay a dime. The bill went straight to my insurer and there was no administrative handling from my end in regards to insurance. This applies to all medical procedures. You don't even have to mention your insurance, they know already. No fuss, no problems. When I get medicines described, I only have to show up at the pharmacy and identify myself. They know what has been ordered by my GP (PCP) and invoice the insurer all automatically.
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>And I remember when I got the disability insurance. I was trying to save money, but my wife insisted to have good coverage. I could not thank her enough. I'm doing fine now, and if all goes well, I'll reach my retirement in good health.
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>Compared to here the US healthcare, except for some advanced procedures, is living in the stone age.