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Senate Finance Committee HealthCare Bill Released
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De
20/09/2009 16:12:02
John Ryan
Captain-Cooker Appreciation Society
Taumata Whakatangi ..., Nouvelle Zélande
 
 
À
20/09/2009 11:19:51
Information générale
Forum:
Politics
Catégorie:
Autre
Divers
Thread ID:
01424750
Message ID:
01425359
Vues:
68
While it may seem like a flip-flop, the absence of the public scheme does introduce the need for compulsion.

"Individual mandate" is necessary if insurers aren't allowed to discriminate on the basis of prior conditions/risk. If people don't have to insure, many will refuse to do so until they develop an expensive condition at which point they'll seek insurance so that somebody else can pay their bills. You'd be a mug to pay premiums while you're healthy if insurers aren't allowed to refuse you when the time comes. There won't be any insurers if that happens.

It's also true that the best way to keep costs down is to have as many healthy people in the pool as possible. Without individual mandate it won't happen.

If there is a public scheme you don't need individual mandate because everybody effectively is covered if they aren't insured.
"... They ne'er cared for us
yet: suffer us to famish, and their store-houses
crammed with grain; make edicts for usury, to
support usurers; repeal daily any wholesome act
established against the rich, and provide more
piercing statutes daily, to chain up and restrain
the poor. If the wars eat us not up, they will; and
there's all the love they bear us.
"
-- Shakespeare: Coriolanus, Act 1, scene 1
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