Well thanks for that, Mr "Lets not Personalize." ;-)
Why so angry? Don't you remember your telling us that your 2005 classes were full and you were raking it in? Apparently for a product that you now say had low uptake? Seems to me that some providers do well regardless, and their experience need not be illustrative of the market.
As I keep saying, I hope you are correct, but how could I possibly have a handle on the whole market to "know" you are correct, as you now assert? Google "suspension of judgment" for a typical approach to such uncertainties.
"... They ne'er cared for us
yet: suffer us to famish, and their store-houses
crammed with grain; make edicts for usury, to
support usurers; repeal daily any wholesome act
established against the rich, and provide more
piercing statutes daily, to chain up and restrain
the poor. If the wars eat us not up, they will; and
there's all the love they bear us."
-- Shakespeare: Coriolanus, Act 1, scene 1
