Actually I suspect the value may be a little more than 2c. ;-) I've spent a few 2c myself over the years analyzing different ways of achieving a certain heavy processing goal. SP for transactions but off-server hammering still wins out every time. Of course it is true that you can keep buying bigger and better servers, but in the real world that translates to customers having to invest potentially millions of $$$ because the developer insists it's the "better" way to go.
"... They ne'er cared for us
yet: suffer us to famish, and their store-houses
crammed with grain; make edicts for usury, to
support usurers; repeal daily any wholesome act
established against the rich, and provide more
piercing statutes daily, to chain up and restrain
the poor. If the wars eat us not up, they will; and
there's all the love they bear us."
-- Shakespeare: Coriolanus, Act 1, scene 1
