You can load XML in the XmlAdapter w/o schema but it wouldn't know how to create a cursor(s) from XML w/o it.
In absence of schema, you can build XmlTable(s) and than create cursor(s).

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>I have never used the xmladpater and thought I would do something new.. it seems that the xmladapter is useless without an
>xsd file? I can't just whiz through the xml like that Microsoft.XMLDOM does?
>
>Thanks!