>>My very first programming job (1976 or 77) was for a company that balanced the accounts for banks using punch cards........eeeewwwwww..... I remember the owner telling me that one day no one would be writing checks anymore and we would all carry around a little card with our information on it and we would just swipe it to withdraw money. :o) He got the swipe card right but folks have not given up completely on handwritten checks yet either. I'm surprised when I come across a business that doesn't accept debit or credit cards but they do still exist (the ones who don't want to pay the fees)
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>Here in Norway checks are not used anymore. The last check I saw was more than 10 years ago.

But you still use balances? (gd+r)