>>There's a level of transaction which is below the small business but still larger than a few pence.
Some phone providers already allow you to pay such fees by sending a txt to a designated phone number- e.g. it's already commonly available to pay for parking in some places. Smarter mobile payment options are due within a year.
"... They ne'er cared for us
yet: suffer us to famish, and their store-houses
crammed with grain; make edicts for usury, to
support usurers; repeal daily any wholesome act
established against the rich, and provide more
piercing statutes daily, to chain up and restrain
the poor. If the wars eat us not up, they will; and
there's all the love they bear us."
-- Shakespeare: Coriolanus, Act 1, scene 1
