>I have a perfect example of where writing a check is better than electronic bill pay.
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>Every month I have to pay my home owners association (HOA). They recently changed management companies and they told me I was behind in my payments. Because I had been paying electronically, I had to lookup when payments had been made, call the bank, request copies of the payment documents, wait for those to arrive in the mail, then photo copy them, and send them off to the management company to show that I was in fact, current. If I would have paid with personal checks, I simply would have pulled the cancelled checks from my files, photo copied, and sent them off. Less time, much easier.
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>>Giving cash or a check or a lovely vase :) is an option that invited guest has. Telling them, beforehand, that you want money in your account is "improper" (again, IMHO). I am sure there is a better word to describe it (than 'improper') but I can't think of any.
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>>I agree that electronic payments is so much better. I pay 98% of all my bills electronically. But there is still a place for checks.

Do you get cheques returned to you once they are processed ?