I have not read it yet, but I heard this book has a good explanation of the mess we are in now. Gretchen Morgenson is a New York Times business reporter.

http://www.amazon.com/gp/product/0805091203?ie=UTF8&tag=theofficiw0c2-20&linkCode=as2&camp=1789&creative=9325&creativeASIN=0805091203

>>>And, actually, the morgage mess started with Clinton...
>>
>>The mortgage mess started with Reagan - if you consider deregulation the starting point (I do).
>
>The mortgage mess started with the New Deal.