>>>>And, actually, the morgage mess started with Clinton...
>>>
>>>The mortgage mess started with Reagan - if you consider deregulation the starting point (I do).
>>
>>The mortgage mess started with the New Deal.
>
>Which explains why housing prices have been in a nosedive since the 1930s?

It explains why the fair value of houses, mortgages and interest rates have been manipulated for political gamesmanship since the late 30s. It explains why no one knows for sure what the fair market value of real estate currently is. It explains why we have had multiple boom bust cycles of home prices that coincide with disasterous federal housing policies. It explains why we're in the middle of the worst of those cycles since the Great Depression.

>I don't like the blame game, I really don't.

It's not a game when blame is affixed properly and we learn the lessons of history.

>We should focus our attention on solutions rather than arguing about who shot John. But some of the things that are said make my eyebrows jump.

Here's my solution. Shutter Fannie, Freddie & Ginnie, repeal the CRA, eliminate HUD, return the FED to a single mandate, remove any other public interference in the housing market and establish under law that nothing is "too big to fail".